earnings
confidence high
sentiment neutral
materiality 0.75
UnitedHealth Q3 revenue $100.8B (+9.2% YoY); adj EPS $7.15; MCR 85.2% vs 82.3%
UNITEDHEALTH GROUP INC
2024-Q3 EPS reported
$9.53
revenue$299,471,000,000
- GAAP EPS $6.51 includes $0.28 direct cyberattack response costs; adjusted EPS $7.15 includes $0.12 business disruption.
- Medical care ratio 85.2% vs 82.3% YoY due to CMS funding cuts, reserve development effects, and mix changes.
- UnitedHealthcare revenue $74.9B (+$5B YoY); commercial members grew 2.4M YTD to 29.7M.
- Optum revenue $63.9B (+$7.2B YoY); adjusted operating earnings $4.8B, including $135M Change Healthcare disruption.
- FY2024 adjusted net earnings guidance reaffirmed at $27.50-$27.75; GAAP guidance $15.50-$15.75 reflects cyber impacts.