First Keystone Q3 2025 net income $6.8M, EPS $1.09; assets up 10%

FIRST KEYSTONE CORP

2025-Q3 EPS reported $1.09

Net income for 9 months ended Sept 30, 2025: $6.775M, EPS $1.09; dividends $0.84 per share.
Interest income up 7.7% ($4.1M) on commercial real estate loan growth; provision for credit losses down $723K.
Total assets $1.582B (+10% YoY); deposits up $172.6M (+16.9%) including $64.1M brokered CD increase.
Non-interest income up 13.2% ($638K); expense down due to prior year goodwill impairment, partly offset by fraud write-off $307K and ATM fleet cost $352K.
No guidance provided; company notes shift from transactional to term deposits.

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