First Keystone Q1 net income $1.959M, up 86% YoY; EPS $0.31

FIRST KEYSTONE CORP

2026-Q1 EPS reported $0.31

Net income $1,959k ($0.31/sh) vs $1,053k ($0.17/sh) in Q1 2025, up 86%.
Total interest income up $1,032k (5.7%) driven by higher Fed deposits; interest expense up $671k.
Provision for credit losses became a credit of $390k vs expense of $751k a year ago; loans down $31.6M.
Non-interest expense up 6.1% on higher salaries/benefits, partly offset by lower fraud write-off.
Dividends paid $0.28/sh; total assets $1.525B (+6.2%), deposits up 8.2%.

item 2.02 item 9.01

Key facts

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Earnings Releases SEC 8-K Item 2.02 confidence 0.98

FIRST KEYSTONE CORP reported Q1 2026 results: net income $1,959,000, EPS $0.31.

Period: Q1 2026
Net income: $1,959,000
EPS: $0.31
Result: reported results

Exact text from the filing

expense related to a fraud write off associated with a customer account realized in the first quarter of 2025. Net income for the three months ended March 31, 2026 was $1,959,000. Net income per share was $0.31 while dividends totaled $0.28 per share for the three months ended March 31, 2026. Net income increased by $906,000 or 86.0% as compared to the

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Source: SEC EDGAR

accession 0000737875-26-000017

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