HBT Financial Q4 adj. EPS $0.64, tangible book up 16.2%; merger with CNB Bank expected in Q1 2026

HBT Financial, Inc.

2025-FY EPS reported $2.44

GAAP net income $18.9M ($0.60 diluted EPS); adjusted net income $20.1M ($0.64 diluted EPS).
Loans grew $56.2M (6.6% annualized) in Q4; NPA/total assets stable at 0.17%.
Proposed merger with CNB Bank Shares, Inc. expected to close in Q1 2026, expanding Chicago and St. Louis markets.
Tangible book value per share rose to $17.20, a 16.2% YoY increase.
Net interest margin stable at 4.12% (tax-equivalent 4.16%); adjusted ROATCE 14.97%.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.