earnings
confidence high
sentiment positive
materiality 0.80
Dime posts record $135M revenue, EPS $0.90 up 53% YoY; announces ES Bancshares acquisition
Dime Community Bancshares, Inc. /NY/
- Net income available to common stockholders $39.7M, or $0.90 diluted EPS vs $0.59 a year ago; adjusted diluted EPS $0.91 vs $0.61.
- Net interest margin 3.35% vs 3.28% in Q2 2026 and 3.01% a year ago; net interest income $121.2M vs $103.4M in Q3 2025.
- Total deposits $13.14B, up $1.08B YoY; business loans $3.99B, up $346.6M linked quarter and $929.1M YoY; loan-to-deposit ratio 83%.
- Non-performing assets rose to $99.5M from $69.0M at June 30, 2026; $13.8M credit loss provision; ROAA 1.10%; efficiency ratio 48.4%.
- Repurchased 298,003 shares at a weighted-average $40.64; dividend $0.25 per share; separately announced intent to acquire ES Bancshares (Empire State Bank).