Horace Mann Q2 net income $41.6M, core EPS $1.17; raises FY2026 guidance to $4.60-$4.90

HORACE MANN EDUCATORS CORP /DE/

Q2 net income $41.6M ($1.01 diluted EPS) vs $29.4M ($0.71) YoY; record core earnings $48.2M ($1.17 diluted EPS).
Total revenues $443.5M (+8% YoY); P&C combined ratio 89.6% improved >7 pts YoY.
Book value $37.11; tangible book value $36.64 (+10% YoY).
Full-year 2026 core EPS guidance raised to $4.60-$4.90.
Non-core earnings include ($8.1M) out-of-period correction to net investment income from private debt securities.

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