Hartford Q4 net income $1.1B, $3.98 EPS (+33% YoY); core EPS $4.06 (+33%)

HARTFORD INSURANCE GROUP, INC.

2025-FY EPS reported $13.32 revenue$28,368,000,000

Q4 net income available to common stockholders $1.1B ($3.98 diluted EPS), up 33% from $848M ($2.88) in Q4 2024.
Full year 2025 net income $3.8B ($13.32 diluted EPS), up 23% from $3.1B ($10.35) in 2024; core EPS $13.42 (+25%).
P&C written premiums up 5% in Q4 and 7% for full year; Business Insurance combined ratio 83.6 (Q4) and 88.3 (FY).
Personal Insurance Q4 combined ratio 79.6 (underlying 84.3); full year combined ratio 91.9 (underlying 88.0).
Returned $546M to stockholders in Q4 ($400M buybacks, $146M dividends); full year returned $2.2B.

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