earnings
confidence high
sentiment positive
materiality 0.80
BOK Financial Q2 net income $140M ($2.19 EPS) vs $119.8M ($1.86) in Q1; NII up 3.8%
BOK FINANCIAL CORP
2025-Q2 EPS
reported $4.05
vs consensus $2.04
▲ beat
(+98.2%)
- Net income $140M ($2.19 diluted EPS) vs $119.8M ($1.86) in Q1 2025; revenue growth from NII and fees.
- Net interest income $328.2M (+$11.9M); net margin expanded 2 bps to 2.80%; core NIM excl. trading up 7 bps to 3.12%.
- Fees & commissions $197.3M, up $13.2M, led by brokerage (+$7.1M), fiduciary (+$3.0M), and transaction card (+$2.5M).
- Loans grew $602M to $24.3B, led by CRE (+$358M) and individuals (+$263M); nonperforming assets fell to $81M (0.33%) from $85M.
- Repurchased 663K shares at avg $93.99; tangible common equity ratio 9.63% (up from 9.48%); no provision for credit losses.
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