earnings
confidence high
sentiment neutral
materiality 0.65
BOK Financial Q1 2026 net income $156M ($2.58 EPS); loans grow $536M, credit quality improves
BOK FINANCIAL CORP
2026-Q1 EPS
reported $2.58
vs consensus $2.38
▲ beat
(+8.5%)
- Net income $155.8M ($2.58 diluted EPS) vs $177.3M ($2.89) in Q4 2025; adjusted $152.1M ($2.48) excluding gains.
- Loans grew $536M to $26.2B, led by general business, energy, and multifamily CRE.
- Net interest income $342.6M, down $2.7M QoQ; net interest margin 2.90% vs 2.98%.
- Nonperforming assets fell to $60M (0.23%); net charge-offs $1.9M (0.03% annualized).
- Period-end deposits down $758M to $38.7B; loan-to-deposit ratio 68% vs 65%.