EZCORP Q4 net income jumps to $7.3M; record PLO of $210M; full-year EPS $0.70

Three Months Ended September 30 As Reported Adjusted 2 in millions, except per share amounts 2022 2021 2022 2021 Total revenues $ 233.4 $ 192.4 $ 233.9 $ 192.4 Gross profit 1 $ 137.6 $ 119.3 $ 137.9 $ 119.3 Income before tax $ 13.2 $ 4.5 $ 12.9 $ 9.4 Net income $ 7.3 $ 1.6 $ 10.6 $ 6.2 Diluted earnings per share $ 0.11 $ 0.03 $ 0.15 $ 0.11

Twelve Months Ended September 30 As Reported Adjusted 2 in millions, except per share amounts 2022 2021 2022 2021 Total revenues $ 886.2 $ 729.6 $ 887.4 $ 729.6 Gross profit 1 $ 528.1 $ 449.5 $ 528.7 $ 449.5 Income before tax $ 67.7 $ 16.1 $ 71.6 $ 31.6 Net income $ 50.2 $ 8.6 $ 54.3 $ 21.4 Diluted earnings per share $ 0.70 $ 0.15 $ 0.75 $ 0.38

Item 5.07 — Submission of Matters to a Vote of Security Holders On November 15, 2022, the sole holder of the Company’s Class B Voting Common Stock (the “Voting Stockholder”) approved certain amendments to the 2022 Long-Term Incentive Plan (applicable to long-term incentive equity awards issued from and after January 31, 2022) and the 2010 Long-Term Incentive Plan (applicable to currently outstanding long-term incentive equity awards that were issued on or before December 31, 2021) to conform the provisions of such plans to the CIC Severance Plan and to provide for acceleration of vesting upon the occurrence of a Qualifying Termination for all future and currently outstanding long-term incentive equity awards (as discussed above). A copy of the Amended and Restated 2022 Long-Term Incentive Plan is filed as Exhibit 10.5 to the Fiscal 2022 Form 10-K, and a copy of the Amendment to the 2010 Long-Term Incentive Plan is filed as Exhibit 10.7 to the Fiscal 2022 Form 10-K. On November 15, 2022