earnings
confidence high
sentiment positive
materiality 0.75
EZCORP Q3 FY2023: Revenue up 19%, EPS $0.24 vs $0.17, PLO record $229.4M
EZCORP INC
2023-Q3 EPS reported
$0.38
revenue$778,562,000
- Net income $18.2M (from $12.2M); diluted EPS $0.24 (from $0.17); adjusted EPS $0.20 (from $0.16).
- Pawn loans outstanding record $229.4M, up 12% YoY; total revenue $255.8M (+19%).
- U.S. segment revenue +16%; Latin America revenue +26% (+15% constant currency).
- Opened 13 de novo stores (12 Latin America, 1 U.S.); store count now 540 in Mexico, 110 in Guatemala.
- Merchandise sales gross margin 36% within target; aged inventory improved 60 bps QoQ.