EZCORP Q2 fiscal 2025 net income up 18%, EPS $0.33; record PLO $261.8M

EZCORP INC

2025-Q2 EPS reported $0.74 vs consensus $0.25 ▲ beat (+192.5%)

Net income rose 18% to $25.4M; diluted EPS $0.33 (+14%); adjusted EPS $0.34 (+21%).
Total revenues $306.3M (+7%); adjusted EBITDA $45.1M (+23%).
Pawn loans outstanding (PLO) record $261.8M, up 11% YoY; U.S. PLO +15%, Latin America constant-currency PLO +17%.
Completed $300M private placement of senior notes due 2032; cash balance $505.2M.
Segment contribution: U.S. $47.1M (+16%); Latin America $10.6M (+30% constant-currency).

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