Universal Insurance Q2 2025 GAAP EPS $1.21, adjusted EPS $1.23; book value up 18.9% YoY

UNIVERSAL INSURANCE HOLDINGS, INC.

2025-Q2 EPS reported $2.64 revenue$795,008,000

GAAP diluted EPS $1.21; adjusted diluted EPS $1.23; net income $35.1M (down 0.9% YoY).
Direct premiums written $596.7M (+3.2% YoY); net combined ratio 97.8% (up 1.9 pts).
Book value per share $16.39 (+18.9% YoY); adjusted book value $17.85 (+8.6% YoY).
Returned $12M to shareholders: $7.4M share repurchases and $0.16/sh dividend.

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