C&F Financial Q4 2024 net income up 18.5% YoY; full-year net income down 16.1%

C & F FINANCIAL CORP

2024-FY EPS reported $6.01 revenue$127,313,000

Q4 2024 net income $6.0M ($1.87 EPS) vs $5.1M ($1.50 EPS) in Q4 2023, an increase of 18.5%.
FY 2024 net income $19.9M ($6.01 EPS) vs $23.7M ($6.92 EPS) in FY 2023, a decrease of 16.1%.
Annualized ROE was 10.60% in Q4 2024 (10.06% in Q4 2023); 9.02% for FY 2024 (11.68% in FY 2023).
Annualized ROA was 0.94% in Q4 2024 (0.85% in Q4 2023); 0.80% for FY 2024 (0.99% in FY 2023).

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