C&F Financial Q2 net income $8.6M (+11% YoY); adjusted net income up 1.5%

C & F FINANCIAL CORP

Net income $8.6M for Q2 2026 vs $7.8M Q2 2025 (+11.1%); six-month net income $15.4M vs $13.2M (+17.2%).
Includes pre-tax gain of $8.3M from sale of Bearing Insurance Group equity interest and pre-tax loss of $7.1M from securities portfolio restructuring.
Adjusted net income (non-GAAP) $7.9M for Q2, up $116K (+1.5%) YoY; adjusted EPS $2.40 vs $2.37.
Basic and diluted EPS $2.63 for Q2 2026 vs $2.37 for Q2 2025.
Annualized ROA 1.23% for Q2 2026 vs 1.18% Q2 2025; adjusted ROA 1.13%.

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