earnings
confidence high
sentiment neutral
materiality 0.70
HFBL Q2 net income $1.02M, EPS $0.33; net interest margin narrows to 3.12%
Home Federal Bancorp, Inc. of Louisiana
2025-Q2 EPS reported
$0.64
- Q2 net income $1.02M (flat YoY), EPS $0.33; net interest margin 3.12% vs 3.14%.
- Six-month net income $2.0M vs $2.2M prior; EPS $0.64 vs $0.73; net interest margin 3.06% vs 3.26%.
- Total assets $607.8M, down 4.7%; deposits $546.5M, down 4.8%; no FHLB advances.
- Nonperforming assets $1.8M (0.30% of assets), stable; other borrowings reduced to $4M.
- 2025 guidance: net income $52M-$69M, adj. EBITDA $210M-$225M, capex ~$65M.