Capital One reports Jan 2025 credit card net charge-off rate 6.12%, auto 1.95%

CAPITAL ONE FINANCIAL CORP

Credit card net charge-off rate 6.12% on $151.7B avg loans; domestic segment.
Auto net charge-off rate 1.95% on $77.0B avg loans; $686M nonperforming (0.89%).
30+ day performing delinquency: credit card 4.61%, auto 5.63%.
Monthly operational metrics furnished; no change to guidance or outlook.

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