Capital One April 2025 credit card NCO rate 5.66%; auto NCO rate 1.01%

CAPITAL ONE FINANCIAL CORP

Domestic credit card net charge-offs totaled $702M (5.66% annualized rate) on avg loans of $148.8B.
Auto net charge-offs were $66M (1.01% rate) on avg loans of $78.1B.
Credit card 30+ day performing delinquency 3.95% ($5.95B); auto 30+ day 4.86% ($3.82B).
Auto nonperforming loans $564M, 0.72% of period-end loans.

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