Capital One reports May 2025 credit card NCO rate 5.57%, notes Discover acquisition completed May 18

CAPITAL ONE FINANCIAL CORP

Domestic credit card net charge-off rate of 5.57% (annualized) for May 2025.
Credit card 30+ day performing delinquency rate of 3.85% as of May 31.
Auto loan net charge-off rate of 1.04%; 30+ day performing delinquency rate 4.70%.
Legacy Capital One only; Discover operations excluded from reported metrics.
Acquisition of Discover Financial Services closed on May 18, 2025.

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