Capital One July 2025 credit metrics: Credit Card NCO rate 4.83%, Auto 1.59%

CAPITAL ONE FINANCIAL CORP

Domestic Credit Card net charge-offs $1,010M; annualized NCO rate 4.83%.
Credit Card 30+ day performing delinquency rate 3.67% on period-end loans $254.1B.
Auto loan net charge-offs $106M; annualized NCO rate 1.59%.
Auto 30+ day delinquency rate 5.05%; nonperforming loan rate 0.75%.
Data as of July 31, 2025; no prior-period comparisons provided.

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