Capital One reports Aug 2025 credit card net charge-off rate 4.70%, auto rate 1.58%

CAPITAL ONE FINANCIAL CORP

Credit card net charge-off rate 4.70% annualized on $254.7B period-end loans.
Credit card 30+ day performing delinquency rate 3.73% as of Aug 31, 2025.
Auto net charge-off rate 1.58% annualized; 30+ day delinquency rate 5.03%, nonperforming rate 0.72%.

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