Capital One reports Sept 2025 credit card NCO rate 4.35%, auto NCO rate 1.46%

CAPITAL ONE FINANCIAL CORP

Credit Card domestic net charge-off rate 4.35% for September 2025; 30+ day performing delinquency rate 3.89%.
Auto net charge-off rate 1.46%; 30+ day performing delinquency rate 4.99%.
Auto nonperforming loan rate 0.71% as of period-end; average loans held for investment $81.8B auto, $252.6B credit card.

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