Capital One reports Dec 2025 credit card net charge-off rate 5.01%, auto 2.07%

CAPITAL ONE FINANCIAL CORP

Credit card domestic net charge-offs: $1,085M, rate 5.01% (annualized).
Credit card 30+ day performing delinquencies: $10,471M, rate 3.99%.
Auto net charge-offs: $144M, rate 2.07% (annualized).
Auto 30+ day performing delinquencies: $4,371M, rate 5.23%.
Auto nonperforming loans: $566M, rate 0.68%.

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