Capital One February credit card net charge-off rate 5.17%; auto 1.54%

CAPITAL ONE FINANCIAL CORP

Domestic credit card net charge-off rate of 5.17% (annualized) for February 2026.
Auto loan net charge-off rate of 1.54% (annualized) for February 2026.
30+ day performing delinquency rate: credit card 3.96%, auto 4.08% as of Feb 28, 2026.
Auto nonperforming loan rate of 0.60% as of period-end; credit card nonperforming N/A.

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