Capital One March 2026 credit metrics: card NCO 5.09%, auto NCO 1.44%

CAPITAL ONE FINANCIAL CORP

Domestic credit card net charge-off rate of 5.09% on $250.9B average loans.
Auto loan net charge-off rate of 1.44% on $85.1B average loans.
30+ day performing delinquency rate: card 3.70%, auto 4.21%.
Auto nonperforming loan rate 0.55%; no prior-period comps provided.
Billed finance charges/fees excluded from NCOs per footnote (uncollectible portion reduces revenue).

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