Capital One reports April 2026 domestic credit card net charge-off rate of 4.94%

CAPITAL ONE FINANCIAL CORP

Domestic credit card net charge-offs $1,042M, annualized rate 4.94% on average loans $253.1B.
Auto net charge-offs $86M, rate 1.20% on average loans $86.2B.
30+ day performing delinquency: credit card 3.44%, auto 4.02% as of April 30, 2026.
Auto nonperforming loans $477M, rate 0.55% of period-end loans.

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