Capital One Q2 2026 net income $3.0B, EPS $4.73; adjusted EPS $5.81

CAPITAL ONE FINANCIAL CORP

Net income $3.0B ($4.73 diluted EPS) vs $2.2B in Q1 2026 and net loss of $4.3B in Q2 2025.
Total net revenue $15.9B, up 4% QoQ; provision for credit losses decreased $1.1B to $3.0B.
Net interest margin 8.01%, up 14 bps; CET1 ratio 13.7% at June 30, 2026.
Period-end loans $457.2B, up $9.4B; deposits $484.3B, down $4.8B.
Adjusting items: acquisition amortization $494M, Discover integration $298M, Brex integration $96M.

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