earnings
confidence high
sentiment positive
materiality 0.60
Provident Financial Q2 net income $2.37M ($0.33 EPS), up 5% YoY; NIM expands 41 bps to 3.05%
PROVIDENT FINANCIAL HOLDINGS INC
2023-Q2 EPS reported
$0.61
- Net income $2.37M vs $2.26M YoY; diluted EPS $0.33 on 7.24M shares.
- Net interest margin 3.05%, up 41 bps from 2.64% in prior-year quarter.
- Loans held for investment $1.04B, up 11% from June 30, 2022.
- Non-performing assets 0.08% of total assets; no real estate owned.
- Repurchased 103,290 shares at avg $14.26; 211,345 shares remain available under buyback.