Provident Financial Q3 net income up 37% to $2.32M; EPS $0.33

PROVIDENT FINANCIAL HOLDINGS INC

2023-Q3 EPS reported $0.94

Net income $2.32M vs. $1.70M YoY; diluted EPS $0.33 vs. $0.23 (up 43%).
Net interest margin expanded 39 bps to 3.00%; net interest income +25% to $9.40M.
Loans held for investment rose 15% to $1.08B; total deposits up 3% to $983M.
Non-performing assets only 0.07% of total assets; provision for loan losses of $169K.
Repurchased 98,307 shares at avg $14.20; diluted shares down to 7.15M from 7.41M.

item 2.02 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.98

PROVIDENT FINANCIAL HOLDINGS INC reported third quarter of fiscal 2023 (quarter ended March 31, 2023) results: net income $2.32 million, EPS $0.33 per diluted share.

Period: third quarter of fiscal 2023 (quarter ended March 31, 2023)
Net income: $2.32 million
EPS: $0.33 per diluted share
Result: reported results

Exact text from the filing

For the quarter ended March 31, 2023, the Company reported net income of $2.32 million, or $0.33 per diluted share (on 7.15 million average diluted shares outstanding), up 37 percent from net income of $1.70 million, or $0.23 per diluted share (on 7.41 million average diluted shares outstanding), in the comparable period a year ago.

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PROVIDENT FINANCIAL HOLDINGS INC filing history →

Source: SEC EDGAR

accession 0000939057-23-000112

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