Orange County Bancorp Q2 2025 net income $10.5M, up 27.4%; EPS $0.87

Orange County Bancorp, Inc. /DE/

2025-Q2 EPS reported $1.64

Net income $10.5M (+27.4% YoY); diluted EPS $0.87 vs $0.73 YoY.
Net interest income $25.1M (+4.2%); NIM 4.06%. Trust & investment advisory income up 14.8% to $3.4M.
Loans $1.9B (+5.6% YTD); deposits $2.3B (+5.7% YTD). Completed $46M follow-on offering (net $43M).
Non-interest income $7.3M (+92.2%) included $1.2M branch sale gain, $2.4M BOLI; NPLs rose to $11.7M from $6.3M.

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