earnings
confidence high
sentiment positive
materiality 0.60
CSB Bancorp Q1 net income $3.93M, EPS $1.46 vs $0.99 YoY; ROE 16.39%, ROA 1.39%
CSB Bancorp, Inc.
2023-Q1 EPS reported
$1.46
- Net income $3.93M, diluted EPS $1.46, up from $2.70M and $0.99 in Q1 2022.
- Net interest income +31% YoY; FTE net interest margin 3.37% vs 2.60%.
- Loan yields 5.07% (+88 bps); cost of interest-bearing liabilities 0.95% vs 0.22%.
- Nonperforming assets 0.03% of loans (down from 0.21%); dividend $0.36/share.
- Efficiency ratio improved to 53.9% from 64.0% YoY.