Enova Q4 revenue up 20% to $584M; adjusted EPS $1.83, originations record $1.4B

Enova International, Inc.

2023-FY EPS reported $5.49 revenue$2,117,639,000

Total revenue $584M in Q4 (+20% YoY); full year $2.1B (+22%).
GAAP diluted EPS $1.13; adjusted diluted EPS $1.83 vs $1.56/$1.76 prior year.
Combined loans and finance receivables up 16% to $3.3B; quarterly originations record $1.4B.
Net revenue margin 56% (down from 60%); adjusted EBITDA $130M vs $120M.
Repurchased $66M of common stock in Q4; liquidity $870M.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

Enova International, Inc. reported the year ended December 31, 2023 results: revenue $2.1 billion, net income $175 million, EPS $5.49 per diluted share.

Period: the year ended December 31, 2023
Revenue: $2.1 billion
Net income: $175 million
EPS: $5.49 per diluted share
Result: reported results

Exact text from the filing

Total revenue of $2.1 billion in 2023 increased 22% from $1.7 billion in 2022. • Net revenue margin of 58% in 2023 compared to 64% in 2022. • Net income from continuing operations of $175 million, or $5.49 per diluted share, in 2023, compared to $207 million, or $6.19 per diluted share, in 2022.

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Earnings Releases SEC 8-K Item 2.02 confidence 0.9

Enova International, Inc. reported the three months ended December 31, 2023 results: revenue $584 million, net income $35 million, EPS $1.13 per diluted share.

Period: the three months ended December 31, 2023
Revenue: $584 million
Net income: $35 million
EPS: $1.13 per diluted share
Result: reported results

Exact text from the filing

Total revenue of $584 million in the fourth quarter of 2023 increased 20% from $486 million in the fourth quarter of 2022. • Net revenue margin of 56% in the fourth quarter of 2023 compared to 60% in the fourth quarter of 2022. • Net income of $35 million, or $1.13 per diluted share, in the fourth quarter of 2023 compared to $51 million, or $1.56 per diluted share, in the fourth quarter of 2022.

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Enova International, Inc. filing history →

Source: SEC EDGAR

accession 0000950170-24-008843

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