Enova Q4 revenue $730M +25% YoY; adjusted EPS $2.61 +43%; portfolio hits $4B

Enova International, Inc.

2024-FY EPS reported $7.43 revenue$2,657,800,000

Q4 total revenue $730M (+25% YoY); diluted EPS $2.30 (+104%); adjusted EPS $2.61 (+43%).
Net revenue margin 57% (vs 56% in Q4 2023); total loans and receivables $4.0B (+20% YoY).
Full year 2024 revenue $2.7B (+26%); adjusted EBITDA $657M (+31%); adjusted EPS $9.15 (+34%).
Q4 originations $1.7B (+20% YoY); repurchased $51M of common stock under buyback program.
CEO says 2024 strongest year on record; confident in 2025 momentum.

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