earnings
confidence high
sentiment positive
materiality 0.70
Hancock Whitney Q1 2025 EPS $1.38, NIM 3.43% up 2bps, CET1 14.51%
HANCOCK WHITNEY CORP
2025-Q1 EPS reported
$1.38
- Net income $119.5M ($1.38 EPS) vs $122.1M ($1.40) prior quarter and $108.6M ($1.24) year ago.
- Loans fell $201.3M (-1% linked-quarter); deposits down $298.1M (-1%); mgmt expects low-single-digit full-year growth.
- ACL coverage 1.49% (up 2bps); criticized commercial loans decreased to $594.1M; nonaccrual loans rose to $104.2M.
- NIM (TE) 3.43%, up 2bps; efficiency ratio 55.22% vs 54.46% prior. PPNR $162.4M.
- CET1 ratio 14.51% (+37bps); TCE 10.01% (+54bps); repurchased 350K shares at avg $59.25; quarterly dividend up 50% YoY.