First US Bancshares reports Q1 net income of $1.8M, EPS $0.29, loans up 3.1%

FIRST US BANCSHARES, INC.

2025-Q1 EPS reported $0.29 revenue$288,000

Net income $1.8M, diluted EPS $0.29; compared to $1.7M/$0.29 in Q4 2024 and $2.1M/$0.34 in Q1 2024.
Net interest margin improved to 3.53% from 3.41% QoQ; net interest income $8.9M.
Total loans $848.3M, up $25.3M (3.1%) QoQ; consumer indirect loans grew $41.3M.
Dividend unchanged at $0.07/share; repurchased 40k shares at weighted avg $13.38 during Q1.
NPAs/Assets 0.44% vs 0.50% prior Q; net charge-offs 0.13% of avg loans (vs 0.24% prior Q).

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