earnings
confidence high
sentiment positive
materiality 0.75
CSB Bancorp Q2 net income $3.7M ($1.41 EPS), up 131% YoY; NPLs drop to 0.17%
CSB Bancorp, Inc.
2025-Q2 EPS reported
$2.78
- Net income $3.7M ($1.41 diluted EPS) vs $1.6M ($0.61) in Q2 2024, up 131%.
- Return on avg equity 12.48% vs 5.89% YoY; return on avg assets 1.23% vs 0.56%.
- Net interest margin (FTE) 3.61% vs 3.28% YoY; net loans up 10% from year ago.
- Nonperforming loans fell to 0.17% of total loans from 0.93%; ACL at 1.05% vs 1.47%.
- Declared $0.41/share dividend, annualized yield 3.8% based on $43.50 close.
item 2.02item 9.01