Tompkins Financial reports Q4 2024 diluted EPS of $1.37, up 30.5% YoY; declares $0.62 dividend

TOMPKINS FINANCIAL CORP

2024-FY EPS reported $4.97 revenue$79,330,000

Net income of $19.7M; diluted EPS $1.37 vs $0.95 in Q4 2023, up 31%.
Net interest margin 2.93% (up 14 bps QoQ); net interest income $56.3M, +7.5% YoY.
Total loans grew 9.4% annualized QoQ; deposits $6.5B, down 1.6% from Q3.
Noninterest income $20.8M (+10.5% YoY); noninterest expense $50.0M (-2.6% YoY).
Quarterly cash dividend of $0.62/share declared, payable Feb 21, 2025.

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