earnings
confidence high
sentiment positive
materiality 0.75
Tompkins Financial Q4 record EPS $6.70/$1.78 operating; dividend raised 8.1% to $0.67
TOMPKINS FINANCIAL CORP
2025-FY EPS reported
$11.24
revenue$75,742,000
- GAAP diluted EPS $6.70; operating EPS $1.78 (record); net income $96.2M, up 390% YoY.
- Sold Tompkins Insurance Agencies to Gallagher for ~$223M cash; pre-tax gain $188.2M.
- Sold $564.2M AFS securities at pre-tax loss $78.7M; reinvested at ~4.52% yield (vs 1.56%).
- Net interest margin 3.42%, up 49 bps YoY; loans +7.1%, deposits +7.2% from Dec 2024.
- Board declared $0.67/share dividend (+8.1% vs Q1 2025), payable Feb 22, record Feb 13.