Tompkins Financial Q2 2026 EPS $2.04, up 36% YoY; dividend raised to $0.70

TOMPKINS FINANCIAL CORP

• Diluted EPS $2.04, net income $29.3M, up 36.5% YoY; record third consecutive quarter.
• Net interest margin 3.58%, up 50 bps YoY; loans +6.9% YoY, deposits +4.7% YoY.
• Noninterest income down 41.7% due to sale of insurance subsidiary; noninterest expense down 8.8%.
• Dividend increased to $0.70/share, +4.5% from prior quarter; payable Aug 14, record Aug 7.
• Capital ratios improved; Tier 1 capital to avg assets 10.69% vs 9.36% a year ago.