earnings
confidence high
sentiment positive
materiality 0.70
Red River Bancshares Q2 net income $10.2M, EPS $1.51; NIM expands to 3.36%, dividend raised 25%
RED RIVER BANCSHARES INC
2025-Q2 EPS reported
$3.03
- Net income $10.2M ($1.51 EPS) down 1.5% QoQ, up 27.7% YoY vs. $8.0M ($1.16).
- Net interest margin FTE improved 14 bps to 3.36%; net interest income $25.8M (+4.9% QoQ).
- Loans HFI grew 1.1% to $2.14B; deposits down 0.5% to $2.81B; NPAs dropped to $1.3M (0.04% assets).
- Repurchased 111,748 shares for $5.8M; Q3 dividend raised to $0.15/share from $0.12 (+25%).
- CEO notes slower loan demand due to trade/tariff uncertainty, but strong margin and asset quality.