earnings
confidence high
sentiment positive
materiality 0.75
Red River Bancshares Q4 net income $11.4M EPS $1.73; full-year dividend up 50%
RED RIVER BANCSHARES INC
2025-FY EPS reported
$6.38
- Net income Q4 2025 $11.4M ($1.73 EPS) vs Q3 $10.8M ($1.63 EPS); full-year net income $42.8M ($6.38 EPS), up 25% from 2024.
- Net interest margin FTE 3.51%, +8 bps QoQ; loans HFI $2.25B (+3.5% QoQ, +8.4% YoY).
- Full-year cash dividend $0.54/share, up 50% from $0.36 in 2024; new $10M stock repurchase program for 2026 approved.
- Deposits $2.96B (+4.4% QoQ); assets $3.35B (+4.2% QoQ).
- Nonperforming assets ratio 0.11% (up from 0.08% but low); ACL/loans 1.04%.