MercadoLibre Q2 revenue $10.2B (+50% YoY); operating income $683M (-17%); net income $466M (-11%)

MERCADOLIBRE INC

Net revenue $10.17B (+50% YoY, +43% FX-neutral); GMV $21.9B (+44%); TPV $101B (+56%).
Operating income $683M (6.7% margin), down 17% YoY; net income $466M (4.6% margin), down 11%.
Credit portfolio surpassed $16B (+75% YoY); NIMAL 20.7% (down 2ppts YoY) due to credit card mix shift.
Brazil GMV grew 39% FX-neutral; Mexico 26%; Argentina 38%; advertising revenue up 62% FX-neutral.
Adjusted free cash flow $214M; capex $441M; AI investment ~$80M YoY.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.