UCBI Q2 net income $66.8M; EPS $0.61 (+42% linked Q); NIM expands 22bps

UNITED COMMUNITY BANKS INC

2022-Q2 EPS reported $1.04 revenue$386,436,000

Net income $66.8M, diluted EPS $0.61 (+42% QoQ, -22% YoY); operating EPS $0.66.
Pre-tax pre-provision income $91.6M; net interest margin 3.19% (+22bps QoQ).
Core annualized loan growth 7.0% ex-PPP; deposits down $183M.
Provision for credit losses $5.6M; ACL/loans 1.05%; NPAs 0.14% of assets.
Quarterly dividend $0.21/share (+11% YoY); merger with Progress Financial announced.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.