Bank First Q2 net income $16.9M ($1.71 EPS) up YoY; NIM 3.72%, dividend $0.45

Bank First Corp

2025-Q2 EPS reported $3.53

Net income $16.9M ($1.71 EPS) in Q2 2025 vs $16.1M ($1.59 EPS) in Q2 2024, a 5% increase; six-month net income $35.1M.
Net interest margin improved to 3.72% from 3.63% a year ago; NII of $36.7M, up $3.7M YoY.
Nonperforming assets $13.6M (0.31% of total assets) vs $11.0M (0.27%) a year ago; provision for credit losses $0.2M.
Quarterly cash dividend of $0.45 per share declared, payable Oct 8, 2025, 12.5% higher than prior-year Q2; also declared $3.50 special dividend in Q2 2025.
Book value per share $62.27, tangible book value $42.57 as of June 30, 2025.

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