United Community Banks redeems all $88M 6.875% Series I Preferred Stock on Sept 15, 2025

UNITED COMMUNITY BANKS INC

Redemption of all outstanding 6.875% Series I Non-Cumulative Perpetual Preferred Stock.
Redemption price of $25,000 per share ($25 per depositary share), aggregate $88M liquidation preference.
Redemption date September 15, 2025; funded with cash on hand.
Previously declared dividend paid separately to holders of record prior to redemption.
After redemption date, all rights cease except to receive redemption price.

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