earnings
confidence high
sentiment neutral
materiality 0.65
Sierra Bancorp Q3 net income $9.7M, EPS $0.72; NIM expands to 3.78%
SIERRA BANCORP
2025-Q3 EPS reported
$2.15
- Net income of $9.7M ($0.72 diluted EPS) down 9% from Q2 2025; nine-month EPS rose 3% to $2.15.
- Net interest margin improved 10bp to 3.78%; net interest income up $1.3M linked quarter.
- Gross loans grew $57.2M (9% annualized) to $2.5B; nonperforming loans improved to 0.56%.
- Tangible book value per share rose 3% to $24.66; repurchased 190,342 shares at $30.55 avg.
- Declared $0.25 dividend payable Nov. 14; 107th consecutive quarterly dividend.