earnings
confidence high
sentiment positive
materiality 0.75
Bank First Q4 EPS $1.87, annual EPS $7.23; dividend raised 11.1% to $0.50
Bank First Corp
2025-FY EPS reported
$7.23
- Q4 net income $18.4M ($1.87 EPS) vs $17.5M ($1.75) a year ago; full year $71.5M ($7.23) vs $65.6M ($6.50).
- Adjusted (non-GAAP) Q4 EPS $2.00; full year $7.42; NIM improved to 4.01% from 3.61% a year ago.
- No provision for credit losses in Q4; nonperforming assets remain negligible at 0.20% of total assets.
- Quarterly cash dividend increased 11.1% to $0.50 per share, payable Apr 8, 2026 to holders of record Mar 25, 2026.
- Acquisition of Centre 1 Bancorp closed Jan 1, 2026; incurred $1.5M merger expenses in 2025; total assets ~$6B post-merger.
item 2.02item 9.01