Record Q4 collections $245.3M, revenue $154.8M, EPS $0.58; dividend $0.24

Jefferson Capital, Inc. / DE

Q4 collections rose 41% YoY to $245.3M; record deployments $380.5M (+6%).
Q4 revenue up 30% to $154.8M; pre-tax income up 50% to $44.1M; net income $37.7M.
Adjusted EPS $0.69; full-year collections $998.7M (+71%), revenue $613.3M (+42%).
Quarterly dividend $0.24/share, payable April 2, 2026 to holders of record March 24.
Post-quarter secondary offering of 10M shares at $20.50; co repurchased 3M shares concurrently.

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