8-K
filed March 12, 2026, 7:59 PM ET
ticker JCAP
CIK 0002046042
earnings
confidence high
sentiment positive
materiality 0.80
Record Q4 collections $245.3M, revenue $154.8M, EPS $0.58; dividend $0.24
Jefferson Capital, Inc. / DE
- Q4 collections rose 41% YoY to $245.3M; record deployments $380.5M (+6%).
- Q4 revenue up 30% to $154.8M; pre-tax income up 50% to $44.1M; net income $37.7M.
- Adjusted EPS $0.69; full-year collections $998.7M (+71%), revenue $613.3M (+42%).
- Quarterly dividend $0.24/share, payable April 2, 2026 to holders of record March 24.
- Post-quarter secondary offering of 10M shares at $20.50; co repurchased 3M shares concurrently.
Key facts
Extracted from this filing and checked against the source text.
Earnings Releases
SEC 8-K Item 2.02
confidence 0.9
Jefferson Capital, Inc. / DE reported the year ended December 31, 2025 results: revenue $613.3 million.
- Period
- the year ended December 31, 2025
- Revenue
- $613.3 million
- Result
- reported results
Exact text from the filing
EPS of $0.69 Full Year 2025 Highlights (vs. Full Year 2024) ● Collections grew 71% to $998.7 million ● Deployments up 15% to $832.1 million ● Strong revenue growth of 42% to $613.3 million ● Sector-leading Cash Efficiency Ratio of 74.0% ● Net Operating Income up 44% to $316.5 million ● Pre-tax Income up 59% to $218.4 million ● Adjusted Pre-tax Income* up 44% to
View on SEC.gov
Earnings Releases
SEC 8-K Item 2.02
confidence 0.9
Jefferson Capital, Inc. / DE reported Fourth Quarter 2025 results: revenue $154.8 million, net income $37.7 million, EPS $0.58.
- Period
- Fourth Quarter 2025
- Revenue
- $154.8 million
- Net income
- $37.7 million
- EPS
- $0.58
- Result
- reported results
Exact text from the filing
ibit 99.1 Jefferson Capital Reports Fourth Quarter and Full Year 2025 Results Record Quarterly Collections Grow 41% to $245.3 Million and Record Deployments Grow 6% to $380.5 Million Fourth Quarter Pre-tax Income up 50% to $44.1 Million with Net Income of $37.7 Million and EPS of $0.58 Fourth Quarter Adjusted Pre-tax Income up 15% to $51.1 Million with Adjusted Net Income of $44.7 Million and Adjusted EPS of $0.69 Board of Directors Declares Quarterly Cash Dividend of $0.24 per Share MINNEAPOLIS, March 12, 2026 /GLOBE NEWSWIRE/ -- Jefferson Capital, Inc.
View on SEC.gov
Earnings Releases
SEC 8-K Item 2.02
confidence 0.9
Jefferson Capital, Inc. / DE reported Full Year 2025 results: revenue $613.3 million.
- Period
- Full Year 2025
- Revenue
- $613.3 million
- Result
- reported results
Exact text from the filing
Strong revenue growth of 42% to $613.3 million
View on SEC.gov
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