AmeriServ Q2 2026 net income $2.74M ($0.16 EPS); NIM 3.34%; NPAs down to $8.38M

AMERISERV FINANCIAL INC /PA/

Q2 2026 net income $2.74M vs Q2 2025 loss $0.38M; EPS $0.16 vs ($0.02).
Net interest margin improved to 3.34% in Q2 2026 from 2.74% a year earlier.
Non-performing assets fell to $8.38M (0.76% of loans) from $16.42M in Q2 2025.
Tangible book value per share $6.45 as of June 30, 2026, up from $5.89 a year ago.
Dividend maintained at $0.03/quarter; board to revisit share repurchase authorization in H2 2026.

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