United Bancorp Q2 EPS $0.36, up 9.1% YoY; net income $2.1M, up 9.4%

UNITED BANCORP INC /OH/

Diluted EPS $0.36 for Q2 2026, up 9.1% YoY; net income $2.095M, up 9.4% YoY.
Net interest margin expanded 17 bps to 3.82% for H1 2026; net interest income up 5.2% YoY.
Total assets $878.0M, up 3.6% YoY; total deposits $686.9M, up 6.8% YoY.
Regular cash dividend $0.195/share in Q2, up 5.4% YoY; forward yield 4.9% (6.0% incl. special dividend).
Nonaccrual loans + loans past due 30+ days $6.9M (1.4% of gross loans), up $4.7M YoY mainly from one commercial relationship.

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